Stellus Capital Valuation

SCM Stock  USD 11.26  0.05  0.44%   
At this time, the company appears to be undervalued. Stellus Capital Inve has a current Real Value of $11.77 per share. The regular price of the company is $11.26. Our model measures the value of Stellus Capital Inve from inspecting the company fundamentals such as Shares Outstanding of 28.95 M, return on equity of 0.082, and Operating Margin of 0.71 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Stellus Capital's valuation include:
Price Book
0.879
Enterprise Value
950.7 M
Enterprise Value Ebitda
11.7479
Price Sales
3.1929
Forward PE
9.5602
Undervalued
Today
11.26
Please note that Stellus Capital's price fluctuation is not too volatile at this time. Calculation of the real value of Stellus Capital Inve is based on 3 months time horizon. Increasing Stellus Capital's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Stellus stock is determined by what a typical buyer is willing to pay for full or partial control of Stellus Capital Investment. Since Stellus Capital is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Stellus Stock. However, Stellus Capital's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  11.26 Real  11.77 Target  13.13 Hype  11.26 Naive  11.14
The intrinsic value of Stellus Capital's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Stellus Capital's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
11.77
Real Value
13.15
Upside
Estimating the potential upside or downside of Stellus Capital Investment helps investors to forecast how Stellus stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Stellus Capital more accurately as focusing exclusively on Stellus Capital's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
0.260.280.30
Details
Hype
Prediction
LowEstimatedHigh
9.8911.2612.63
Details
Potential
Annual Dividend
LowForecastedHigh
0.921.061.20
Details
6 Analysts
Consensus
LowTarget PriceHigh
11.9413.1214.57
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Stellus Capital's intrinsic value based on its ongoing forecasts of Stellus Capital's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Stellus Capital's closest peers.

Stellus Capital Cash

26.53 Million

Stellus Capital Total Value Analysis

Stellus Capital Investment is at this time forecasted to have company total value of 950.69 M with market capitalization of 327.39 M, debt of 593.01 M, and cash on hands of 20.06 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Stellus Capital fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
950.69 M
327.39 M
593.01 M
20.06 M

Stellus Capital Investor Information

About 14.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.88. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Stellus Capital Inve last dividend was issued on the 27th of February 2026. The entity had 10043:10000 split on the 13th of January 2014. Stellus Capital Investment is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.790.66
Fairly Up
Pretty Stable
Operating Income57.3 M54.6 M
Sufficiently Up
Slightly volatile

Stellus Capital Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Stellus Capital has an asset utilization ratio of 8.43 percent. This suggests that the Company is making $0.0843 for each dollar of assets. An increasing asset utilization means that Stellus Capital Investment is more efficient with each dollar of assets it utilizes for everyday operations.
 
Yuan Drop
 
Covid
 
Interest Hikes

Stellus Capital Profitability Analysis

Taking into consideration Stellus Capital's profitability measurements, Stellus Capital's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Stellus Capital's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2012-06-30
Previous Quarter
10.1 M
Current Value
6.7 M
Quarterly Volatility
9.2 M
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Stellus Capital's Gross Profit is very stable compared to the past year. As of the 18th of February 2026, Pretax Profit Margin is likely to grow to 0.70, while Gross Profit Margin is likely to drop 0.67.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.670.71
Notably Down
Slightly volatile
Net Profit Margin0.690.64
Significantly Up
Very volatile
Operating Profit Margin0.790.66
Fairly Up
Pretty Stable
Pretax Profit Margin0.70.66
Notably Up
Very volatile
Return On Assets0.04070.0537
Way Down
Slightly volatile
Return On Equity0.06730.11
Way Down
Slightly volatile
For Stellus Capital profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Stellus Capital Inve to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Stellus Capital utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Stellus Capital's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Stellus Capital over time as well as its relative position and ranking within its peers.

Stellus Capital Earnings per Share Projection vs Actual

By analyzing Stellus Capital's earnings estimates, investors can diagnose different trends across Stellus Capital's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Stellus Capital Investment is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Yuan Drop
 
Covid
 
Interest Hikes
Stellus Capital is projected to generate 0.2845 in earnings per share on the 31st of December 2026. Stellus Capital earnings estimates show analyst consensus about projected Stellus Capital EPS (Earning Per Share). It derives the highest and the lowest estimates based on Stellus Capital's historical volatility. Many public companies, such as Stellus Capital, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Stellus Capital Ownership Allocation

Stellus Capital Inve shows a total of 28.95 Million outstanding shares. Stellus Capital Inve has 3.91 % of its outstanding shares held by insiders and 14.06 % owned by institutional holders. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

Stellus Capital Profitability Analysis

The company reported the last year's revenue of 82.72 M. Total Income to common stockholders was 45.84 M with profit before taxes, overhead, and interest of 102.54 M.

Stellus Capital Past Distributions to stockholders

About Stellus Capital Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Stellus Capital Investment. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Stellus Capital Inve based exclusively on its fundamental and basic technical indicators. By analyzing Stellus Capital's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Stellus Capital's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Stellus Capital. We calculate exposure to Stellus Capital's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Stellus Capital's related companies.
Last ReportedProjected for Next Year
Gross Profit58.9 M61.8 M
Pretax Profit Margin 0.66  0.70 
Operating Profit Margin 0.66  0.79 
Net Profit Margin 0.64  0.69 
Gross Profit Margin 0.71  0.67 
Stellus Capital's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Stellus Capital's value is low or high relative to the company's performance and growth projections. Determining the market value of Stellus Capital can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Stellus Capital represents a small ownership stake in the entity. As a stockholder of Stellus, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Stellus Capital Dividends Analysis For Valuation

As of the 18th of February 2026, Dividend Payout Ratio is likely to grow to 1.36, though Dividends Paid is likely to grow to (32.1 M). . As of the 18th of February 2026, Price Earnings To Growth Ratio is likely to grow to 0.06, though Retained Earnings are likely to grow to (8.3 M).
Last ReportedProjected for Next Year
Dividends Paid-33.8 M-32.1 M
Dividend Yield 0.10  0.08 
Dividend Payout Ratio 0.94  1.36 
Dividend Paid And Capex Coverage Ratio(0.69)(0.72)
There are various types of dividends Stellus Capital can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Stellus shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Stellus Capital Investment directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Stellus pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Stellus Capital by the value of the dividends paid out.

Stellus Capital Growth Indicators

Investing in growth stocks can be very risky. If the company such as Stellus Capital does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding25.6 M
Quarterly Earnings Growth Y O Y-0.6
Forward Price Earnings9.5602

Stellus Capital Current Valuation Indicators

Stellus Capital's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Stellus Capital's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Stellus Capital, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Stellus Capital's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Stellus Capital's worth.
When determining whether Stellus Capital Inve is a strong investment it is important to analyze Stellus Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellus Capital's future performance. For an informed investment choice regarding Stellus Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellus Capital Investment. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Will Asset Management & Custody Banks sector continue expanding? Could Stellus diversify its offerings? Factors like these will boost the valuation of Stellus Capital. If investors know Stellus will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Stellus Capital data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.60)
Dividend Share
1.6
Earnings Share
1.09
Revenue Per Share
3.672
Quarterly Revenue Growth
(0.01)
Understanding Stellus Capital Inve requires distinguishing between market price and book value, where the latter reflects Stellus's accounting equity. The concept of intrinsic value - what Stellus Capital's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Stellus Capital's price substantially above or below its fundamental value.
Please note, there is a significant difference between Stellus Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellus Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Stellus Capital's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.